Insurance

Dental Insurance

All professional services are charged directly to you, the patient. You are personally responsible for payment of bills on your accounts. The insurance company will reimburse you directly. Some companies allows us to file your claim electronically and will reimburse you sooner. Some companies require claim forms to be filled out and mailed in.

Dental benefits vary from insurance company to insurance company and even from policy to policy. For comprehensive and extensive treatment plans, we also submit a predetermination or estimate for the proposed treatment in order to determine what compensation you may receive from your insurance comapny. Payment plans can be arranged for more extensive treatment plans if required.

Please remember that not all insurance companies cover all procedures. Some companies even have a fixed maximum coverage per year. They do not always cover some of the more advance procedures, such as crowns and implants.

We will prepare any necessary forms or reports to help you collect your benefits from insurance companies. We will be glad to assist you with any questions or concerns you may have regarding your insurance benefits.

About Dental Insurance

  • Insurance companies are businesses that are interested in making and saving money.
  • Insurance companies will generally pay for the treatment which is least expensive, regardless of what is best for the patients' health.
  • Dental insurance is intended to help you pay for your dental treatment, not to dictate what type of treatment you may choose.
  • The treatment which the Doctors recommend is the treatment which they feel is the best treatment for your long-term health and well-being.
  • The treatment which is recommended is required treatment regardless of insurance benefits.
  • If we were to base your treatment recommendations on what your insurance company will pay for, we would be doing you a disservice.
  • We pride ourselves on the fact that we present our patients with the best treatment options possible, this is our promise to you.

 

"Is this covered by my insurance?" is our #1 question.

Get to know your plan.

Dental benefits vary from all insurance companies and policies. If you are one of the fortunate ones to have dental insurance, we would be happy to help assist you.   

We do provide:  

  • direct billing to your insurance

  • prepare predeterminations for proposed treatment

  • file your claims electronically

  • omplete/ mail claim forms

  • call your insurance company for a breakdown of your benefits. 

The treatment options in which the Dentists advise are the options that are best for your long-term dental health.  These options are not dictated by what your insurance company covers. 

Our fees coincide with the current Ontario Dental Association Fee Guide.  Payment plans can be arranged for more extensive treatment that may not be covered by insurance.  Please do not let those unused insurance dollars go to waste. 

Our Practice

We encouraging our patients to become more proactive in maintaining their oral health.

We believe that the foundation for oral health is based upon patient education and a healthy dentist.patient partnership encompassing mutual trust, respect, understanding and support.